Crnogorska komercijalna banka requires that all visitors to our site(s) on the World Wide Web that mention American Express branded products and services (the "Site") adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions.
1. SITE OWNERSHIP
The Site is owned and controlled by Crnogorska komercijalna banka under license from American Express. American Express Company and its subsidiaries and affiliates ("American Express") have no responsibility or liability for the Site.
2. LAWS AND REGULATIONS
User access to and use of the Site is subject to all applicable international, state and local laws and regulations in Montenegro.
The trademarks, logos and service marks ("Marks") displayed on the Site are the property of, respectively, Crnogorska komercijalna banka, American Express and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without obtaining the prior written permission of Crnogorska komercijalna banka, American Express or such third party which may own the Marks, as the case may be. All information and content including any software programs available on or through the Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes.
ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITE, OR OBTAINED FROM A WEBSITE TO WHICH THE SITE IS LINKED (A "LINKED SITE") ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY.
OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW AND THE LAW ON CIVIL OBLIGATIONS, UNDER NO CIRCUMSTANCE WILL CRNOGORSKA KOMERCIJALNA BANKA OR AMERICAN EXPRESS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.
LIMITATION OF LIABILITY FOR USE OF THE SITE
Crnogorska komercijalna banka and American Express specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site, (even if Crnogorska komercijalna banka or American Express® have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.
6. CONFIDENTIALITY OF USER COMMUNICATIONS
Except as required by law, Crnogorska komercijalna banka will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to Crnogorska komercijalna banka. Postings by a user on any message board or in any chat room will not be protected as confidential. Furthermore Crnogorska komercijalna banka may, without liability of any kind or nature, use and provide information contained in any such postings (including any ideas, concepts, know-how or other intellectual property) to any third party including but not limited to its parent company, subsidiaries and affiliates or to American Express for any purpose whatsoever and as deemed appropriate by Crnogorska komercijalna banka, subject to applicable law.
Neither Crnogorska komercijalna banka nor American Express is under any obligation to review any messages, information or content ("Postings") posted on the Site by users and assumes any responsibility or liability relating to any such Postings. Notwithstanding the above, Crnogorska komercijalna banka may from time to time monitor the Postings on the Site and may decline to accept and/or remove any Postings that contain:
a. Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law.
b. Advertisements or solicitations of any kind.
c. Messages posted by users impersonating others.
d. Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references.
e. Messages by non-spokesperson employees of Crnogorska komercijalna banka or American Express purporting to speak on behalf of Crnogorska komercijalna banka or American Express and containing confidential information about Crnogorska komercijalna banka and/or American Express.
f. Messages that offer unauthorized downloads of any copyrighted or private information.
g. Multiple messages placed within individual folders by the same user restating the same point.
h. Chain letters of any kind.
8. TRANSMISSION OF PERSONAL DATA
User acknowledges and agrees that by providing Crnogorska komercijalna banka with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with Crnogorska komercijalna banka standard business practices and laws applicable in Montenegro.
User should be aware that Linked Sites may contain transmission of personal data provisions that differ from the provisions provided herein. American Express is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.
9. CHANGES TO RULES AND REGULATIONS
Crnogorska komercijalna banka reserves the right to revise these Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations
10. VIOLATIONS OF RULES AND REGULATIONS
Each of Crnogorska komercijalna banka and American Express reserve the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.
11. ACCESS TO PASSWORD PROTECTED/SECURE AREAS
Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.
12. JURISDICTION/GOVERNING LAW
Users of this Site agree to submit to the laws of Montenegro.